Can You Transfer a Lifetime Mortgage to Another Property?

Lifetime mortgages, a form of equity release, can be an option for homeowners aged 55 and over. A lifetime mortgage allows you to release equity from your property without having to move or make monthly repayments. But what happens if you want to move house after taking out a lifetime mortgage? Can the loan be […]
Lifetime Mortgage

How to Release Equity from Your Property Using a Lifetime Mortgage Releasing equity from your property through a lifetime mortgage can be an option for homeowners aged 55 and over. A lifetime mortgage allows you to unlock cash without needing to sell your home. In this article, we explore what a lifetime mortgage is, how […]
Weighing up the Pros and Cons of Equity Release versus Downsizing.

Making an Informed Decision in Retirement As homeowners approach retirement, they could find themselves facing crucial financial decisions. If you find yourself considering equity release it is likely you will have considered downsizing to a smaller property in order to free up equity tied up in your property. Both equity release and downsizing can unlock […]
Equity Release Council publishes Best Practice Guide for advisers

The guide encourages advisers to respectfully and robustly challenge clients’ motivations, in order to identify a solution that best fits their short, medium and long-term needs.