Here to help you decide if releasing equity could get you the things you want out of later life.

Could releasing equity get the things you want out of later life?

Call me today to speak to an equity release specialist or request a call back below.

So you're thinking about equity release... I may be able to help

You may wish to fund home improvements, enhance your lifestyle, make a gift to your family, pay off your debts or book that dream holiday you’ve always thought about. Equity release could be the route to achieve your objectives as it unlocks the money tied up in your property.

I provide independent equity release advice and have access to plans across the whole of the market. I can identify if equity release is right for you and provide you with a tailored recommendation. I provide initial advice for free and without obligation. Only if your case completes would an advice fee of £1,695 be payable.  Other lender and solicitor fees may apply.

The people that trust us...

Annie Kelley
Annie Kelley
2026-05-16
Chris Brooks of Harbour Equity Release was recommended to me by a friend’s financial advisor - I am incredibly grateful to both. In the end I did not take out an equity release loan, however, throughout the several months process of exploring this option Chris was thoughtful, understanding and totally professional. He took the time to consider my particular circumstances and what I was wanting to achieve. We developed a friendly and chatty relationship, but throughout, he was scrupulously professional in explaining the process and the implications of such a decision. He kept in touch without ever pressurising me. When an alternative solution presented itself to me, he understood and was very supportive of my decision to not go ahead with the plan he had presented, indeed he was extremely helpful in ensuring the option was kept open until it was certain I no longer needed it. If my best friend, my mother, or any other person I hold dear, were considering equity release, I would not hesitate to suggest talking to Chris.
Alexandra Obolensky
Alexandra Obolensky
2026-05-05
I have experienced an informative, straightforward and personal service from Chris Brooks at Harbour Equity Release. I would not hesitate to recommend Chris to those seeking an insightful, experienced and personal service regarding the financial option of equity release.
Christine Fowler
Christine Fowler
2026-04-15
I cant believe how quickly my equity realise and how helpful Harbour Equity Release have dealt with my request. They have been absolutely a delight to talk me through this product. I can thoroughly recommend this company.
Anthony Norris
Anthony Norris
2026-03-28
Well, Chris i would like to thank you so much for your wonderful service. Honest, detailed, very well explained and conducted at my pace no hard sell just facts and transparency. I couldn't get a mortgage for various reasons so I contacted Chris who explained my options i was able with his help and patience to secure a product he was with me all the way. I absolutely recommend his services it has brought me much relief and freedom thank you .
Carole Perkins
Carole Perkins
2026-02-10
Chris has been brilliant. Nothing was too much trouble. He kept in touch, on evenings, weekends, and even when he was trying to have a short holiday. We never felt that anything was too trivial. I'd thoroughly recommend his services
Elaine Thomas
Elaine Thomas
2026-02-07
I would highly recommend Chris Brooks for any advice and help with equity release. Although I decided not to go ahead at this time with my equity release. I would defiantly contact Chris again if I needed any help in the future. Thank you Chris.
Louise Close
Louise Close
2026-01-25
Thank you Chris for your clear, comprehensive and honest support during my journey through the Equity Release options. I found you to be supportive all the way; promptly responsive to my questions, no pressure at any point whilst I made decisions on the best way forward for me. Much appreciated.
anthony sparling
anthony sparling
2025-11-01
At age 83 I needed to speak with a market wide expert on the subject of Equity Release. Having done my initial research to find a knowledgeable advisor/s, I had a conversation with Chris Brooks at Harbour Equity Release. We arranged a time to have a longer telephone conversation about equity release without a time pressure. I am financially aware, but I didnt know the intricacies of the subject. Chris kindly spent enough time to go through the various aspects and answered my many questions. I have not yet decided my personal decision to proceed and at no time did Chris seek to favour any particular course of action, He is a man that knows his subject and I recommend talking with him. Many thanks Chris.
Betty east of england
Betty east of england
2025-10-29
I am trying to find positive things to say about Chris at Harbour that haven't already been said. The service he provided was second to none. More than that he was simply one of the loveliest, most thoughtful, patient and kind people I have ever had business dealings with. Chris is the person you call when you despair of all the others. Happy sailing Chris, I can never thank you enough and needless to say I heartily RECOMMEND Harbour Equity Release. Jan G, Maxie, Fifi and Ralph
Katherine Darlow
Katherine Darlow
2025-10-16
Harbour Equity release wasn't actually our advisor when trying to sort out a mortgage problem with another company. We were advised to contact him and he was very knowledgeable and competent and the advice he gave us was very good and helpful. He took the time to answer all my questions straight away. I would definitely recommend Chris in any dealings with Equity Release. Thank you.

Equity release explained.

Take a look at this video to help you to gain a better understanding of equity release.

Do I qualify for a lifetime mortgage?

To qualify for a lifetime mortgage you need to meet the minimum criteria detailed below.

Applicants

Property

To find out how much you could release try out this free equity release calculator. You don’t need to provide contact details or speak to an advisor, just a few clicks and you’re done.

Advice is required to proceed with equity release and there may be other options which better suit your circumstances.  Equity release may involve a home reversion plan or a lifetime mortgage, which is secured against your property and will reduce the value of your estate and impact funding long-term care. To understand the features and risks, ask for a personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.  

Here to help you decide if releasing equity could get you the things you want out of later life.